Dear reader, you occasionally hear people with conservative tendencies complain that the problem with Society today is that people lack personal responsibility: that the young and the poor need to take charge of themselves and stop mooching off their parents or the government: to shut up, do their homework, and get a job. I lack any sort of conservative tendency and would never say that sort of thing, but I would endorse a related-but-quite-distinct concept that I want to refer to using the same phrase personal responsibility, as long as it's clear from context that I don't mean it in the traditional, conservative way.
The problem with the traditional sense of personal responsibility is that it's not personal; it's an attempt to shame people into doing what the extant social order expects of them. I'm aware that that kind of social pressure often does serve useful purposes—but I think it's possible to do better. The local authorities really don't know everything; the moral rules and social norms you were raised with can actually be mistaken in all sorts of disastrous ways that no one warned you about. So I think people should strive to take personal responsibility for their own affairs not as a burdensome duty to Society, but because it will actually result in better outcomes, both for the individual in question, and for Society.